Every parent dreams of providing the best education for their child, but with the ever-rising cost of schooling, college fees, and global studies, this dream can quickly turn into a financial burden. That’s where Child Education Planning comes in — a systematic, goal-based financial strategy that ensures your child’s academic journey remains uninterrupted.
At Mandal Fin Services, we help you plan, invest, and grow your money so your child can access world-class education without financial stress.
🎯 Why is Child Education Planning Important?
- 📈 Rising Education Costs: The average cost of education in India and abroad increases by 8-10% annually.
- 🧑🎓 Early Planning = Bigger Corpus: The earlier you start, the more time your investments get to grow.
- 💼 Unforeseen Emergencies: Financial planning ensures your child’s future is secure even if you’re not around.
- 💡 Multiple Milestones: From kindergarten to graduation, planning ensures smooth transitions across all phases.
🧮 How Mandal Fin Services Helps You Plan for Child Education
We combine experience and market insight to create a customized education investment plan based on your financial goals. Here’s how we help:
✅ Goal-Oriented Planning
We help define your child’s educational goals — type of course, location, duration — and estimate the future cost.
✅ Smart Investment Options
We suggest a blend of mutual funds, PPF, Sukanya Samriddhi Yojana (for girls), and child ULIPs, based on your risk profile.
✅ Regular Reviews
Education planning is not a one-time task. We review and optimize your portfolio every year.
✅ Insurance Cover
We ensure that your child’s education goal stays protected through child education insurance plans.
📊 Example Case: Planning for a ₹25 Lakh College Education in 15 Years
Let’s assume:
- You need ₹25 lakhs for your child’s higher education in 15 years.
- You start investing ₹6,000/month in an equity mutual fund.
- With an expected return of 12%, you can easily accumulate ₹25+ lakhs in time.
Start early, invest smart — and let compounding do its magic!
🧠 Expert Tips for Child Education Planning
- 📌 Start planning when your child is born.
- 🗓️ Review your plan every 6–12 months.
- 📉 Avoid withdrawing funds unless it’s for the intended purpose.
- 🧾 Keep track of education inflation rates.
